Your needs are unique, so your plan should be, too. We offer an array of strategies and products for individuals, high-net-worth families, business owners, and employers. Scroll down to learn more about how we can partner together.
It is our job as wealth advisors to be experts about you — your dreams, goals, and plans for your life. The client-advisor relationship is the foundation of the retirement plan, and once we understand your goals, we can create the right retirement plan and help you implement it.
While wealth planning can look very different by industry, we find that tax and investment strategies tend to be top of mind for our business owners. As business owners ourselves, we recognize that there are unique needs and financial challenges when you’re running an operation. For the majority of business owners, wealth is usually concentrated in a single asset: the business. Common questions that we receive from business owners include:
Usually, our business owners are focused on running their business and don’t have the time or energy to find the answers to these questions on their own. Let us tackle this while you do what you do best.
Our high-net-worth clients have a minimum of $5,000,000 in investable assets, often making their needs and concerns more complex than our traditional financial planning clients. It is of utmost importance to ensure their wealth is appropriately managed, and they typically have an increased focus on tax and/or legacy planning. Our process focuses on learning our clients’ goals, identifying their risks, and developing coordinated plans that include strategies for protection, growth, advanced tax planning, strategic giving, and estate planning. In addition to traditional equity and bond investments, we also provide access to non-traditional investments such as private equity, hedge funds, and leveraged options strategies.
Our taxable estate clients have a minimum net worth of $20 million. Unlike standard high-net-worth clients, their estate planning needs are more immediate. Similar to our high-net-worth clients, our clients with taxable estates have worked with advisors, but rarely is their entire plan integrated cohesively, thus creating incomplete and sometimes contradicting advice. At ECWA, we proactively work with tax and estate professionals to ensure that we create a comprehensive roadmap for our clients that takes all areas into consideration.
Epiqwest Culver Retirement Services division focuses on helping businesses design and implement retirement plans tailored to their own specific demographics and objectives. We coordinate the annual administration and compliance tasks to assure that the plan complies with IRS, DOL, and PBGC requirements, thereby offering a heightened level of security and risk management to the plan sponsor and business owner.
Since 1982, our consultants and administrators have helped over 500 clients maintain successful retirement plans for their businesses and employees. We offer advice and support for every process and element of your company’s employer-sponsored retirement plan – from design and document installation to enrollment and ongoing annual compliance duties.
We offer consulting, design, compliance, and annual administration services for ERISA-qualified retirement plans to companies of all sizes in a wide variety of industries. Some of our important practice areas include:
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